Progressive Insurance Snap Shot My Experience Your Comments | Page 4 | Ford Escort Owners Association (FEOA)
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Progressive Insurance Snap Shot My Experience Your Comments

Discussion in 'Off Topic' started by Gabriel Panoussi, Feb 19, 2016.

  1. madmatt2024

    madmatt2024 FEOA Member

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    Next month my GEICO is up for renewal. I'm going to get a quote from the local agency that sold me my homeowners policy from Travelers on my new house. We'll see if Travelers is cheaper with a multiple policy discount.
  2. zzyzzx

    zzyzzx FEOA Member

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    My guess is no.
  3. madmatt2024

    madmatt2024 FEOA Member

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    They were cheaper than GEICO for the homeowners policy. Then there is the fact that I would get a multiple policy discount on both the auto and homeowners which would reduce my monthly mortgage payment.
  4. zzyzzx

    zzyzzx FEOA Member

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    I have a flat roof. Not a lot of insurance companies will even insure a house with one (really!).
  5. madmatt2024

    madmatt2024 FEOA Member

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    Well, I have an indoor oil/wood hybrid furnace. There was a much cheaper company that that refused because of it. One of the agents was shocked that Travelers would even touch it though there was a surcharge. If I got rid of it I could save $100-$200 a year.
  6. Cymmantix

    Cymmantix My old archenemy, RAKES!

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    Same here. Was dropped from policy due to this and had to scramble to even find someone who would provide coverage. It's hard to negotiate when there aren't any choices...
    zzyzzx likes this.
  7. neuspeedescort

    neuspeedescort Moderator Staff Member

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    i have two kids learning to drive right now. this would be entertaining if it wouldn't cost me a good insurance rate.
    dchawk81 likes this.
  8. madmatt2024

    madmatt2024 FEOA Member

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    You generally don't have to add them to your policy until they actually have a license.
  9. neuspeedescort

    neuspeedescort Moderator Staff Member

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    i know. it would be funny to put it in when they are driving to see what would happen.
  10. dchawk81

    dchawk81 FEOA Member

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    They're gonna think you're DUI.
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  11. madmatt2024

    madmatt2024 FEOA Member

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    You could just unplug it when they are learning.
    zzyzzx likes this.
  12. madmatt2024

    madmatt2024 FEOA Member

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    Just an update, my agent said there was no savings getting my car insurance through Travelers. They had another company called Kemper that would be about $80 cheaper a year but I would have to pay for a full year all at once and I was tight on cash given that if just bought a house. Then, I realized that I hadn't updated my info on GEICO for the job I got 2 years ago or the address of the new house. After updating that info my 6 month premium went from $344 to 281.58! Funny how moving to a more rural area and cutting commute distance from 33 miles to 2 changes you rate. I guess I'm sticking with GEICO for now.
  13. JamesGarfield

    JamesGarfield FEOA Donator

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    No tickets or accidents here too, and State Farm raised my rates. I called them and asked why. "Oh, your cars are getting older, and so they're more expensive to fix."

    Ahh, ok, I get it. Old car = expensive. New car = expensive. ANY car = expensive when you want to say it is. Sure, makes perfect sense.
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  14. JamesGarfield

    JamesGarfield FEOA Donator

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    Insurance (whether auto or home) is one of those things that you hate to need, but is a necessary evil in today's world. Here in TX, auto insurance was not legally required until the early 80's. Most folks who could afford insurance, got it. The rest... just winged it without.

    So they passed the law requiring insurance. Problem was, a lot of folks just kept on like they had been before... winging it without. So then there was a movement a while back (not sure if it was in TX or elsewhere), that required a valid insurance ID card in order to buy gasoline. The idea was of course, to try and make sure everybody had insurance.

    That movement met a swift and bloody death, naturally. Not only was it the fear of Big Brother looking over your shoulder to see how and when you were driving and buying fuel, but of course not all fuel purchases are for cars. You have boats and lawnmowers and tractors, etc. It was an idea that meant well, but died of inherent stupidity.
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  15. Intuit

    Intuit FEOA Member

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    I don't know anyone who complains about having to have insurance. Only complaints I've witnessed, not from everyone, are the unwarranted prices that have been levied against them.

    They got more contradictory excuses than an apartment's septic tank has feces.

    2013 comment...
    <<It's a game. They'll virtually always have an excuse. It's just a matter of who they choose to screw. For example, are you male ? DING! Higher rates. Where do you live ? DING! Higher rates. No Kids ? DING! Higher rates. Not been with the same employer for the past five years ? DING! Higher rates. Not married ? DING! Higher rates. Divorced ? DING! Higher rates. How old are you ? DING! Higher rates. No credit history ? DING! Higher rates. Less than perfect credit ? DING! Higher rates. Haven't been at the same address for the past five years ? DING! Higher rates. Anyone under your household had a parking or speeding ticket in the past five years ? DING! Higher rates. No house ? DING! Higher rates. Earn less than 40k/yr ? DING! Higher rates. No other business with us ? DING! Higher rates. New to us ? DING! Higher rates. (but we PROMISE to bring them down after six months! - SCAM) Run a business ? DING! Higher rates. Drive more than 10k a year ? DING! Higher rates. Won't wear a monitoring box ? DING! Higher rates. Do you breath oxygen ? DING! Higher rates. Etcetera, etc, you get the picture. You see, they're going to have an excuse for 95% of the population. So it's not whether they screw you, but whether they choose to. Doesn't matter if you have 99 other positive things like small vehicle, liability only, air bag, no history of wrecks (at the time - now just no at-fault wrecks), clean driving record, no claims, etcetera, etc.>> https://www.feoa.net/threads/shes-alive-another-escort-returns-to-the-road.81767/#post-727912
    focus2000 and zzyzzx like this.

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