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22 (almost 23)
No tickets. Rear ended once in my mother's car, no ticket issued to me
In upstate NY. (Washington County)
2.0
I pay $100 a month under my own plan. That includes comprehensive with a $500/deductable with full glass, and $1000 deductable with collision. Also, a discout for 5 year clean record.

If you guys are paying too much, you can check out www.lowermybills.com and see what they have.
 
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