Hey, sorry everyone, been up at Sauble Beach this weekend, so haven't been on much! Yes, I moved back home and still have a buttload of debt, but it will be payed back in less than 4 years if everything goes as planned. I haven't bought much for myself lately (except for this weekend). I am sick and tired of fixing cars every bloody week, so I got something with a warranty. I thought about leasing, but these payments are about the same, and it's something I've always wanted to own. No hail that I know of though. As for costs and stuff, it's actually cheaper than my prelude on insurance, gets better gas mileage, etc... And debt wise, I don't really care about being in debt. I make enough in wages to pay more than my minimum payments for everything, and I make more than double my wages in commissions. I could quite possibly pay everything off in under 3 years if I cut back on everything, but would rather take the extra year and enjoy. And as bad as it sounds, I have no interest in buying property currently as there is already property waiting for me in my grandparents will, and they are nearing 90 years old. I don't wish death upon them, but it's an inevitable part of life that will happen to everyone. I cherish every day that they are alive, but I am a realist and have even made plans towards my own death for the rest of my family if it were to happen prematurely. Yes, I could purchase other property now as it's an investment, but I can also do that later on down the road. If things change, my plans can also change. My debt is to a point that as long as I am working 35 hours at minimum wage (which would be a worst case scenario if something serious ever happened).