OK, so we FEOA folks proudly own and fix up and drive our Escorts. We're running cars that are in the general neighborhood of a quarter century old, and which frequently have accumulated nearly a quarter million miles or more. We've bought these cars for a few hundred, or several hundred, or even for free. With this being the case, my experience has been that our good friends in the insurance industry generally consider most of our Escorts (especially Gens 1 and 2) to be virtually worthless from an insurance replacement or repair standpoint. I think you know what I'm talking about-- I've got coverage with State Farm, and they've been pretty good to me over the decades. But they were kinda balking when I asked about full coverage on my 95 LX wagon. The agent said I'd be paying more in yearly premiums 'than the car is worth' (their words, and I hate when they say that). As a result, I'm running with basic liability coverage on the Escort. So if some bozo swings wide around a corner and smashes my wagon, I'm screwed. And it could happen just like that. So, I wanted to ask here, what kind of insurance do y'all have on your Escorts? I'm guessing Gen 3 cars might still be worth enough for full coverage (?). And just basic liability for the rest of us? I've asked around about that 'Classic' or 'Collector Car' insrance, for which our Escorts could often qualify for by age. But they usually don't want the car to be a daily driver, and they often insist that it be garaged. Your opinions, thoughts??