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Greetings. I'm new here and need some advice. My mother owns a 1988 1/2 Ford Escort LX wagon. It has recently been injured due to someone backing into the rear of her car. Current damage is rear quarter panel, rear bumper, hatch and tail light. She is the original owner, and this car has only.......wait for it.......49,000 miles on it, and the upholstery is pristine. My mother wants to keep it and repair it, rather than replace it. The insurance company of the offender is only offering her $1200 for it because they can't find any facsimile of her car anywhere in the area, due to the low mileage. We found a 1989 for sale in the local area for over $2000, but the offender's insurance company refuses to honor that comparison, even though it's only 6 months older. My mother's insurance agent says there's nothing they can do. I'm really frustrated. Any advice on this subject will be greatly appreciated. Thank you for listening. :)
 

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I agree that with that mileage the car is probably worth more than $1200., but I just bought an '88 Escort GL about 3 or 4 months ago with 78K miles on it for $800. It's like your mothers car has a good body and excellent interior. The only suggestion I have is maybe have the car appraised and make the insurance company fight for her. That's part of what you pay premiums for to help protect your rights in case of damage to your property. I would also do some research and see if I could find out some information from the state insurance commission in the state she lives in. If there's anything that can be done they can give you the best advice on how to handle the situation. Another thing you might try is checking Craig's list in several different cities to see if you can find anything that compares to her car.
 
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